The Home Improvement Loan is an interest free loan for owner occupiers, landlords, charities and developers. The work completed has to make the property warm, safe and/or secure.
The minimum loan amount is £1,000, up to a maximum of £35,000 per property. All loans are secured. The Council have to secure a first or second charge against the land registry title.
There will be an administration fee of up to £500. This can be paid up front or added to the loan amount.
Further information about the Scheme is in the leaflet below, including the application process.
Currently we are not accepting new applications for the Home Improvement Loan. If you want us to contact you when we can start accepting applications, please contact us:
Please note that the loan is discretionary and an offer of a loan cannot be guaranteed until the applicant has received a formal notice of approval.
Home Improvement Loan Factsheet (PDF)