If you need improve to your property, you can apply for an interest free loan. There are two interest free schemes available – Home Improvement Loan and Property Improvement Loan.
Home Improvement Loan
The Home Improvement Loan is an interest free loan for owner occupiers, landlords, charities and developers. The work completed has to make the property warm, safe and/or secure.
The minimum loan amount is £1,000, up to a maximum of £35,000 per property. All loans are secured. The Council have to secure a first or second charge against the land registry title.
There will be a £500 administration fee.
Further information about the Scheme is in the leaflet below, including the application process.
Currently, we are not accepting new applications for the Home Improvement Loan. If you want us to contact you when we can start accepting applications, please contact us:
Please note that the loan is discretionary and an offer of a loan cannot be guaranteed until the applicant has received a formal notice of approval.
Home Improvement Loan Factsheet (PDF)
Property Improvement Loan
The Property Improvement Loan scheme (funded by Welsh Government) also provides interest free loans to fund the renovation or improvement of property that has been empty for 6 months or more, including non-residential property, into new residences.
For more information, please contact the Housing Strategy Team: